Property & Casualty reinsurance

In property and casualty reinsurance we assume risks from primary insurers in accordance with our margin-oriented underwriting policy. This risk transfer reduces the underwriting risks carried by our clients and optimises their capital requirement. In this way, our clients can increase their underwriting capacity and take on additional attractive risks.

Thanks to a prudent reserving policy, broad diversification and our low expense ratio, we are one of the most profitable property and casualty reinsurers in the world. Our value proposition encompasses:

• Customised solutions: Comprehensive range of products that we tailor to the needs of our customers
• Solution-driven: Constant monitoring of the markets in order to identify promising trends and lines of business
• Flexible organisation: Utilisation of all sales channels, i.e. both direct contacts and through intermediaries
• Fair and accessible: Short communication channels to our clients facilitate quick solutions

A centralised underwriting policy combined with local talent is the key to our success, enabling us to ensure consistent underwriting decisions. Our cycle management and our underwriting policy geared to target margins constitute the basis for selective growth: we prefer to expand our market shares during hard market phases or following market-changing.

Life & Health reinsurance

In life and health reinsurance we similarly offer our customers reinsurance concepts and solutions that are tailored to their needs. By giving them access to our extensive databases we assist primary insurers with, among other things, medical underwriting and pricing. We support promising start-ups with financing to cover their initially high business acquisition costs.

We act responsively, flexibly, efficiently and undogmatically. This makes us one of the leading life and health reinsurers with a global presence. Our value proposition encompasses:

We offer reinsurance concepts for both growth markets and companies in transition and we seek to find alternative sales channels and solutions for risks that are difficult to quantify. Furthermore, we support products for underserved end consumers in the life and health insurance market. We cultivate our customer relationships as long-term partnerships with the goal of developing needs-based solutions for our customers.

The total number of services that we offer cannot be specified owing to the complex, specialised and in some cases individually tailored contractual arrangements.