» As an internationally operating reinsurer, our mission entails – among other things – minimising risks for society and mitigating possible consequences. We accomplish this with our range of insurance products and through our close cooperation with our primary insurance partners. However, not everyone has access to adequate insurance solutions. Among the steps taken to reach such population groups, we partner with government and private institutions to develop and offer solutions tailored to specific target groups. «
Jean-Jacques Henchoz
Chairman of the Executive Board
Foreword

Sustainable Protection


As a reinsurance company, we make a valuable contribution to sustainable development; after all, protecting people and their property plays a pivotal role here and at the same time constitutes our core business. We enable a broad spectrum of the population to access tools for individual risk minimisation or mitigation. We support rapid reconstruction after natural disasters and we ensure that livelihoods can be restored. Not only that, we develop solutions for individuals whose insurance protection was previously inadequate or who struggle to obtain coverage. We report on our activities in the section entitled "Sustainable insurance solutions".


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Climate Change


Climate change, defined as naturally occurring or human-caused climatic changes, and the associated effects are considered a key megatrend of our time and already pose a significant risk today. We respond to climate change in our risk management in a broad variety of ways; through close collaboration in working groups and with scientists from the fields of climatology, meteorology, geography and hydrology, by developing deterministic climate change scenarios to evaluate the impacts on our business operations and in our use of natural catastrophe modelling for pricing purposes. We report on our activities in the section entitled "Risk assessment and risk expertise".


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Our self-image:
somewhat different


Beyond risk sharing - we team up to create opportunities

Together with our customers and partners, we develop value-creating and innovative solutions that deliver lasting protection for companies and individuals worldwide against risk.

Responsibility, we-spirit and drive

are our success factors. Our shared values are the basis for our partnership-based business approach and our long-standing client relationships.


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New worlds of work

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Breakdown of employees by country

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Breakdown of employees by gender and employee categorie1

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CO2 emissions

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Asset allocation as at 31 December 2019

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